What‘s the difference between a prepaid, a debit, and a credit card?
In principle, both debit and credit cards are accepted worldwide. The main differences are associated with eligibility requirements, credit limit, and benefits and privileges.
In general terms, the differences are:
Prepaid (pay now, buy later)
Debit (pay now, buy now)
Credit (pay later, buy now)
What‘s the difference between the Yokoy Platinum Visa and the Yokoy Smart Lodge Card?
The Yokoy Smart Lodge Card is used to pay for business travel booking expenses, in particular flights, train tickets and any other services rendered by a travel agency. The Yokoy Lodge Card doesn‘t belong to a specific employee, rather the organization. As the Yokoy Lodge Cards are exempted from 3D Secure, the cards are restricted to certain merchant categories, i.e. airlines, train companies, and travel agencies.
The Yokoy Platinum Visa card is issued to an employee and can be used for purchases from any merchant category (unless restricted by the card admin).
Can I use my Yokoy Platinum Visa card with a domestic payment scheme?
No. Yokoy Platinum Visa cards are not compatible with domestic payment schemes such as iDEAL, Girocard, Switch, PIN, Laser, etc. Domestic payment schemes do not use a card to perform a purchase, rather your bank account details.
I‘ve ordered my Yokoy Platinum Visa card but I still haven‘t received it
If you have ordered a new physical card, the cardholder needs to activate it before it can be shipped to the address provided during the order process. If you haven‘t received the physical card within ten business days of activation, reach out to Yokoy Support.