What is the Yokoy Smart Lodge Card?

The Yokoy Smart Lodge Card is a virtual card that can be included as part of your Yokoy business travel integration package to pay for travel booking expenses, in particular flights, train tickets and any other services rendered by a travel agency.

Unlike standard Yokoy Platinum Visa cards, lodge cards don’t belong to a particular employee, rather to the company. This allows you to manage travel expenses separately, using a single card for all travelers.

You can use your lodge card with compatible business travel integrations

(e.g. TravelPerk, Amex GBT Egencia, and Umbrella) by adding the card in the payment profile of your online booking engine. All card transactions are visible in Yokoy. You can then use Yokoy to match lodge card payment transactions with the travel booking expense data.

The travel admin user is responsible for creating and managing lodge cards for the company. Only the creator of the lodge card can access sensitive card data such as card number, expiry date, and CVV.

As lodge cards are exempted from 3D Secure, purchases with the lodge cards are restricted to certain merchant categories, i.e. airlines, train companies, and travel agencies. When you add the card to a payment profile in the travel booking system, you restrict payments to flights, trains, and travel agency services.

The lodge cards cannot be used for hotels and rental cars to pay these merchants onsite. However, since many travel management companies allow you to book prepaid hotel rates where the merchant of record is the travel management company. These arrangements can be paid by the Yokoy Smart Lodge Card.

The lodge card is shared by all eligible employees of a company to pay for business travel booking expenses. Unlike standard Yokoy Platinum Visa cards, the lodge card does not belong to a particular employee, but to the company.

The lodge card is created and managed by the travel admin, not the card admin. Only the creator of a lodge card can access the sensitive card data (e.g. card number, expiry date, and the CVV).

Lodge cards are exempt from 3D Secure authentication to ensure smooth transactions. It is important to know, that they can exclusively be used with specific merchant categories within the travel sector:

In case you try to use your lodge card outside these categories, the transaction will be declined.

The lodge cards have specific usage restrictions and cannot be used directly to pay for hotels or rental cars at the location. However, many Travel Management Companies (TMCs) provide a solution:

This differs from Visa cards, which may not have any restrictions and can be used to buy anything at a merchant that accept Visa cards.

In order to match lodge card payment transactions, travel booking expense data is imported into Yokoy through a supported integration. As a result, the lodge card is not available as a stand-alone card. Instead, it is part of a travel package for payment processing, and capturing and managing travel booking expenses.

Unlike Yokoy Platinum Visa Card which can be physical cards, lodge cards are virtual-only card, which means that there are no physical lodge cards available. This has the advantage that the lodge card cannot be lost or stolen.

The lodge card offers several advantages, making it an ideal choice for many businesses:

It is especially beneficial for companies with infrequent travelers. There’s no need to issue an employee card, and travelers can still use the lodge card to cover the most expensive aspects of their trip (e.g., flights, hotels) through a TMC.

The travel manager takes over the responsibility of managing and processing travel expenses. For industries like law firms, consulting firms, and financial services, where employees travel frequently, it makes more sense for a travel manager to take over travel bookings and expenses. The lodge card enables this process, as all company travel bookings can be managed by the travel manager.

The lodge cards are currently available in these countries: